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3 Things That Will Ruin Your SSD Benefits Claim

by Jamie Nichols

Data from the Social Security Administration shows that nearly 70% of the applications for Social Security Disability Insurance benefits are denied. These rejections are caused by simple mistakes made by the applicants. Here are three things you should avoid when making an SSD benefits claim. 

A Bad Medical Record

When applying for SSD benefits, you are required to describe your disability to a panel of examiners and a law court judge. However, a successful SSD claim is based on strong medical evidence.

First, you should get regular medical care. Be faithful to all appointments with counselors, therapists, and doctors. Additionally, follow all prescribed treatments. Your claim may be denied if you fail to follow the prescribed treatment by your doctors.

It is also important to keep a journal that provides details of your pain and limitations. Present this journal to your doctor so they can include it in their medical notes. You should also seek a specialist's opinion on your condition to help the judge form an informed opinion regarding your claim.

Supplying Inadequate Proof of Work History

SSA offers benefits through two disability programs: SSI and SSDI. The SSI program is based on income and your specific needs, whereas SSDI is based on work credits.

The funds from SSDI come from workers' contributions to the SSI trust fund through taxes on their income. Therefore, to qualify for benefits, you should have paid enough to the SSDI system.

You must present a detailed employment history, including W-2 forms and other tax papers when requesting SSDI payments. Your claim will be denied if you fail to prove you have sufficient work credits.

Exaggerating Your Symptoms

Another thing that will disqualify you from SSD benefits is exaggerating your symptoms. Many think that more severe symptoms will improve their chances of getting SSD benefits. Exaggeration can result in the denial of your application. SSA officers require copies of your medical records to ascertain your claims. If the symptoms you indicate in your application don't match those in your medical records, SSA will classify your application as illegitimate.

In Closing

The basis of a successful SSD claim is medical proof and work credits. You should consult an SSD benefits lawyer to help with your application. Your lawyer will ensure you meet all the requirements and that all your documents provide accurate information. 

They will also prepare you to make statements to the examiners and judges. You can count on an SSD benefits lawyer to represent you throughout the application process and help you file an appeal if your claim is denied.

For more info, contact a local Social Security Disability lawyer.